Insuring Your Health – A Guide To Finding The Right Policy For You!

People need health insurance, no matter what age they are. No matter how old you are, everyone needs to see a doctor, so good health insurance is important. It can be overwhelming to understand which insurance is correct for you, and to know what to look for. The advice below will help you to get the best health insurance you can afford without straining your wallet.

Health insurance document

Take advantage of an employee wellness program, if offered, and save money on health insurance. Employees who are willing to go in for a checkup may be eligible for discounts. You might be able to get into fitness programs that will help your company save cash when it comes to its insurance coverage, therefore lowering your own premiums.

If your eyes already have issues, or vision problems exist in your home, then vision insurance proves a smart buy. The insurance will likely cover some of the cost of doctor visits as well as a portion of costs related to contact lenses and glasses. Vision insurance is not mandatory, and some people spend less money not having this type of coverage.

Before you sign up for another year of coverage, ensure your prescriptions are still on the reimbursement list. Insurance companies will revise their rules regarding prescriptions on a yearly basis, so take the time to read the new rules before you re-enroll. If your medication isn’t covered anymore, you may want to look for another insurance company.

You can lower your premiums by choosing a catastrophic coverage option instead of a comprehensive one. Comprehensive health insurance covers everything, whereas catastrophic coverage only covers a visit to the emergency room or hospital care.

Understand that private insurance is regulated on a state-by-state basis and cannot be purchased across state lines due to interstate commerce laws. This could mean that you are not covered if you need to visit a hospital out of state. Insurance companies are fickle that way, so always make sure you find out first.

Choose the health insurance policy which fits your needs to a “T”. Select between a HMO, POS and PPO company. Each of these options offers different features and benefits, so you must compare each plan before agreeing to pay for coverage. Importantly, double-check that your current doctor is available in the plan you are thinking of using.

If you are thinking about becoming a parent, look at your health insurance and make sure they will cover your expenses throughout the pregnancy. You need to know this because there are health insurance plans that don’t cover all parts of pregnancy and labor.

Find out if the company will charge you to have your husband or wife on your plan or if it is easier for them to do it through their own work. It may be less expensive for each of you to get coverage through your own workplaces, so do the calculations to find out which is best.

Health insurance not only benefits you, but it benefits everybody. But, learning about health insurance can be overwhelming. Reading about health insurance in order to take the guesswork out of it is the best way to do it. The tips you just read can help you find an affordable plan that meets your needs.

What Is Proper Nutrition for You?

proper nutrition

Proper Nutrition Explanation

Nutrition is defined as nourishment or energy that is obtained from consuming food or the process of consuming nourishment and energy in the proper amounts. This article is going to break down exactly what proper nutrition means.

The World Health Organization defines proper nutrition as an adequate, well-balanced diet combined with regular physical activity. The term “proper nutrition” is often misinterpreted by people and most people don’t fully understand how to implement into their daily lives.

Unfortunately, for many of us, proper nutrition is far from what we get from our daily diet. We are obsessed with junk food, processed food that comes from a box and many of us eat little or worse yet no whole real food that provides the body with the proper nutrition that it needs.

There are five key points to defining a proper, well-balanced diet for an adult check the list below: 

Proper Nutrition #1: Fruits and Veggies

The main part of a healthy diet is the presence of fruits and vegetables. It is important to get at least 5 portions or 400g of fruits and vegetables a day. It is essential to get a variety of fruits and vegetables in your diet, get as many different colors as possible.

Potatoes and starchy roots are not classified as fruits or vegetables, they are in fact starches, like grains and should be limited.

Proper Nutrition #2: Grains and Legumes

What are legumes? Legumes are a simple, dry fruit contained within a pod. Some examples are lentils, peas, peanuts, and beans. Whole grains include whole wheat, steel cut oats, millet, oats and brown rice. Limit processed white bread, rice, and such. They are not in the food pyramid!

Proper Nutrition #3: Limit Sugars

We all know we should not be eating Twinkies and Ding Dongs. But how much sugar is “ok”? Less than 10% of your total daily calories from simple sugars, ideally this amount should be less than 5%. This is equivalent to about 12 level teaspoons for a 2000 calorie a day diet. Simple sugars include table sugar, the sugar found in fruit, added to processed foods and found in honey, syrups, fruit juices and fruit juice concentrates.

Proper Nutrition #4: Controlling Fat Intake

Not all fats are bad! But that doesn’t mean you should make fat your entire diet. Everything in the balance! Less than 30% of total calorie intake should be from fats. Most of your fats should be unsaturated fats, such as those found in fish, avocado, nuts, sunflower, olive and canola oils, which are preferable over saturated fats, such as those found in fatty meat, butter, cream, ghee, lard, cheese, and palm and coconut oil.

The American Heart Association advises 7% or less of total daily calories come from saturated fats. Hence which are found in meat, chicken, butter and tropical oils.

Trans fats found in processed foods, fried foods, snack foods, fast foods, frozen pizza, pies, cookies, margarine, and spreads are not part of a healthy diet and should be limited to 1% or less of daily caloric intake.

Proper Nutrition #5: Limit Sodium

You should be consuming less than 1 teaspoon, or 5g, of salt per day. Iodized, Himalayan, or Sea Salt is the healthier option. Because there is no nutritional value to the common table salt.

What are some tips for a proper diet?

Do not completely eliminate any type of food from your diet. Instead, incorporate all foods into your diet according to their ratio that is set by the food pyramid.

Limit your saturated fats, starch, and sugars, but generously include lean proteins, complex carbohydrates, and good fats into your diet.

Consume as much of your food as you can to their raw or original form

Minimize your intake of processed foods and junk foods. These typically offer no nutritional value and are much higher in calories than the natural choices.

Also, Replace your juice with raw fruit and avoid sodas.

Furthermore, Vitamins, enzymes, and fiber are best consumed in the form of raw fruits and vegetables.

Consume six smaller portioned meals in a day. Breakfast, lunch, dinner, two daytime snacks, and one pre-bed snack will help you feel full and avoid binge eating.

Drink lots of water every day, the general recommendation is to consume at least eight to ten glasses a day.


It is really simple to get proper nutrition, EAT A WIDE VARIETY OF REAL WHOLE FOOD. Fresh meats, vegetables, fruits and low-fat dairy will allow you to get all the various nutrients these foods provide. So, toss the boxes, and fill your plate with nature’s goodness and you will see and feel a marked difference in your energy levels, health and weight.